Equity Release

Equity Release is a method of unlocking cash in the value of your home without the need to move.

 

Financial Services

Impartial Financial Advice from the Experienced Financial Planners.

 

Partner Services

We have been around since 1995 and have established many lasting relationships with Fellow Professionals.

 

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If you would like to know more about any of our services please contact us today!

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Is Equity Release Right For Me?

Everyone’s circumstances are different and unique. Equity Release is a long-term commitment, so it’s important to gather as much knowledge about equity release schemes as possible to best inform your decisions. The equity release option that you choose should always be tailored to your individual needs and way of life. We encourage you to seek both independent financial advice and independent legal advice to receive impartial advice as to the suitability of equity release for your situation.

As Independent Advisers we can offer impartial equity release advice to suit individual circumstances

Releasing Equity in Benfleet & throughout Essex

The Essex Equity Release Advice Centre specialises in the needs and concerns that arise in later life. Specifically, we address how to obtain funding via Equity Release, advising clients about Lifetime Mortgages and Home Reversion Schemes.

What is Equity Release?

Equity Release is a method of unlocking cash in the value of your home without the need to move. You can either borrow against the value or sell all or part of it and receive a regular income, lump sum, the facility to draw down funds when you like, or a mixture of these payment options. If you have an existing mortgage, this will be paid off in the first instance with the balance available for your own use. If you are a homeowner aged 55 or older, we are keen to advise you as to the most suitable equity release options for your situation!

What types of Equity Schemes are available?

We assist our clients in taking up one of two options:

  • Lifetime Mortgages
  • Home Reversion

How Does Equity Release Work?

In short, you receive the funds as described above but are not required to make any repayments during your lifetime.

Is Equity Release Safe?

All equity schemes recommended by EERAC are sanctioned by the Equity Release Council and include Mandatory Guarantees.

  • No Monthly Payments to worry about!
  • Remain in your Home for as long as you wish
  • Move House if you wish (subject to criteria)
  • Never owe more than the Value of your House
  • No Negative Equity Guarantee
  • How Can I Spend the Equity Release Funds?
  • Any Way You Want!!
  • Clear Your Mortgage or any Outstanding Debt
  • Supplement Your Pension
  • Maintain a Comfortable Lifestyle
  • Move Home
  • Help Your Family with Their Finances
  • Spend the Money As and When you Like
More

Contact Us

Please Contact Us for more information and assistance with our equity release schemes. We at Essex Equity Release Advice will help you in unlocking cash that’s stuck in the value of your property anywhere in Southend. Alternatively drop us an email and we will be happy to help.

In association with our Affinity Partners, we can also provide access to:

  • Independent Annuity Advice
  • Estate Planning
  • Lasting Power of Attorney
  • Probate
  • Will Writing
  • Life Insurance
  • Home Insurance
  • Car Insurance
  • Pre-Paid Funeral Plans
  • Long Term Care
  • Independent Investment Advice
  • Legal Advice
  • Tax Advice
  • Travel Insurance for the Elderly

We deliver a very personal and focused service.

Contact Us

We at Essex Equity Release Advice will help you in unlocking cash that’s stuck in the value of your property anywhere in Southend.