Equity Release

Equity Release is a method of unlocking cash in the value of your home without the need to move.


Who are Essex Equity Release?


How Does Equity Release Work?


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If you would like to know more about any of our services please contact us today!


Will Children Inherit Debt?

Nobody wants to pass on debt to their children of family members. Especially when working so hard to become a homeowner. You should never select a plan that increases this risk. The plans that Essex Equity Release have available will prevent debt from ever being passed onto children.

Taking out equity will not mean that your children inherit the debt. With approval for our plans from the Equity Release Council, this also puts the safeguards and protections in place to stop inheriting of any debt.

No Negative Equity Guarantee

With all our plans being approved by the Equity Release Council, this also assures all our clients of ‘No Negative Equity’ guarantee. This gives you peace of mind that you will never owe more than the value of your home, preventing any debts being passed on to children or beneficiaries.

Repayments only have to be made when both you and your partner pass away or move into long-term care. Sales from the house will go towards repaying the loan, with leftover money going to your estate. Any outstanding loans will never be left for you to pay after the sale of your property, ensuring that debt cannot be inherited with the plans we have available.

We know it's what you do but you do it so well

Pat and Brenda MilehamExtremely Happy

Thanks for making a stressful process so stress free

Claire WeidnerStress Free!

You know your stuff, are very professional & make people feel at ease

Lynne BallardVery Professional

Thanks a million for your patience

Sean & Karen WaterfallPatient & Professional

Can’t recommend you enough!

Ben & Victoria GillespieHighly Recommended

You can also choose to pay back your equity before you pass away or sell the property, but this could lead to early repayment charges.

Moving Into Care

If you move into care but your partner remains in the property, your plan will continue as normal. However, if both of you more into long-term care, the plan will end when the property is sold. This will mean there are no early repayment charges as you are both in care.

Choose Your Plan

If you would like to choose your plan or have any worries regarding equity plans and debts that will be left, contact Essex Equity Release. We can always discuss your criteria and find a plan that suits all your needs, putting your mind at ease. Make an enquiry and call 01268 799211 or fill in our contact form today.

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Get in Touch

For expert independent home equity release advice, please contact our specialists. Simply use our contact form to contact us FREE, or ring 01268 799211.